Types of Insurance Agents

Insurance producers can work as either captive agents, representing a single insurance company, or independent agents, offering policies from multiple companies.

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The vast insurance industry encompasses various products, from auto liability coverage to crop insurance.

 

Many agents choose to specialize in specific areas. Here are the two most common types of insurance agents:

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• Property and Casualty (P&C): These agents sell home insurance, auto insurance, umbrella (liability) policies, and more.

• Life & Health (L&H): These agents focus on selling life insurance, health insurance, annuities, burial insurance, and related products.

 

To sell any line of insurance, you must obtain the appropriate license for that specialty.